Tax Year 2026

Do college students have to file taxes?

Depends on income — not status.

There’s no student exemption. The regular 2026 thresholds apply, plus one scholarship rule worth knowing.

See why

2026 Thresholds (Students Claimed as Dependents)

Wages (campus job, internship)Over $16,100
Unearned incomeOver $1,350
Self-employment / gig work$400+ net

The Scholarship Rule

Scholarship money spent on tuition and required fees is tax-free. Amounts covering room and board are taxable income that counts toward the thresholds above — the detail that surprises the most students.

Why Filing Often Pays

Withheld tax from a campus job only comes back if you file. And students who aren’t dependents may claim the American Opportunity Credit — up to $1,000 of it refundable even with zero tax owed.

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